Thomas
Maul
Senior Manager Banking & Regulation
Translating regulatory requirements into genuine management logic — audit-proof, decision-relevant and effective.
I work with boards, CROs and risk owners to embed ICAAP, ILAAP and ESG frameworks in a way that goes beyond documentation — turning regulatory obligations into real decision-making tools. 30 years of banking and consulting across the DACH region.
PPI AG
ESG · Governance
Sparring.
Not just consulting.
Many institutions fulfil ICAAP, ILAAP or ESG requirements in a formally correct way — and yet still fail to make better decisions as a result. The reason is rarely a lack of expertise. It is the missing link between regulatory obligation and actual management logic.
That is precisely where I work — as a trusted sparring partner for decision-makers and risk owners, not as an external assessor who delivers reports. My approach: passing on knowledge, accompanying teams and strengthening internal capability, so that regulatory requirements are permanently translated into real management logic.
Focus areas: ICAAP, ILAAP, ESG governance, risk-bearing capacity, stress testing, liquidity management, MREL/TLAC, MaRisk, CRR/SREP, ESG risk inventory and scenario analysis. Experience: 30+ years in banking, treasury and consulting across the DACH region.
Expertise &
Focus Areas
30 Years of Banking
Skills &
Qualifications
As an ESG enthusiast, I support banks and financial institutions in the pragmatic integration of sustainability risks into existing management frameworks — from ESG risk inventory and scenario analysis through to embedding in strategy and governance.
ESG · Risk Inventory · Climate Risk · ICAAP/ILAAP
Interested in a
conversation?
Whether it is a specific project enquiry, a professional exchange or an initial introduction — I look forward to hearing from you.